Go to your doctor or hospital can cost a lot of money in the United States. This is why you have a health insurance. Learn about different health insurance and how you can get health insurance.
What is health insurance?
Health insurance, medical insurance, is the amount of money paid every month for insurance company. The monthly cost of premium insurance is called.
Health care for migrants is not much different from the US-born health care in the United States, but sometimes it can be confusing. The simplest way to explain it is that when you have medical expenses, the insurance company helps to pay. The medical emergency or surgery can cost several thousand dollars. It is best to pay premium every month to suddenly get a huge bill from the hospital. In general, health care for migrants and refugees are the same for Americans born in the United States. Differences are based on age health insurance, employment, and any health problems you currently have, and how much you earn money.
How can I get health insurance?
In the United States, you can:
Get coverage through the government (public health) insurance programs, or
Get insurance through your business with the help of your employer, or
Buy your own insurance.
Be your coverage is the same meaning of insurance. Both means you are protected from having to pay great medical invoices.
Government health insurance programs
Are you qualified?
Be eligible for something that means you can get something or have eligible for something. The government will decide whether and your family is eligible for government programs. To determine whether you are eligible, they look at the amount of money you grow or gain, and the number of children you have, and how old are you. Health care for immigrants and refugees may be cheap or free, because you may not be gaining a lot of money at first.
Medicaid
Medicaid Medical Care Program is a public health program managed by the state. The program provides insurance for individuals and families with low income or disabled. Some refugee families will receive Medicaid when they first arrive at the United States. Eligibility criteria vary by state.
Important Note: The Public Charge base states that you may be refused to change your status or green card or extend your visa if you receive or you may receive Medicaid.
Medicare
Medical Medicare Medical Assistance Program is a public health program run by the US government. Medical care insurance is available to all adults aged 65 years and above and disabled citizens of all ages. Medical care is a plan to assist in medicine costs. Learn more about Medicare.
Chip
The Chip Health Insurance Program (CHIP) pays health care costs for low and average households with young children. Chip is a good program because he pays for doctor and medical care for your children. It is important that the families of refugees take their children to the doctor for annual tests and immunization. Look for chip program in your state.
Wic
Women, Infants, and Children (WIC) is a health care program rendered administered by the state and Aah- helps specifically children under five years of age, pregnant women and nursing mothers. The program focuses on nutrition and food supplies and improve access to health care services and social care.
Private health insurance
Many Americans have insurance and private use of public programs. This is due to the fact that companies often pay their workers for the private health insurance costs.
Health insurance in the workplace
When looking for a job, you should try to find a job provides health insurance. This will help your family. The employer pays most of the cost and the employee pays a small amount. In exchange for an additional amount, employees can usually choose to include the spouse and any children they have in the same insurance plan.
If you leave your job, it allows you to maintain insurance coverage for a period of time, through a government plan called COBRA. Cobra is only a short time, then you may have to pay the entire premium yourself, but the insurance plan coverage between jobs will remain.
Pay for insurance without employer
If you do not have an employer offers health coverage, and if you were not eligible for a government program, you will have to buy private health insurance. This type can be costly. You may be eligible for assistance in insurance premiums through your care bill at affordable prices.
Affordable Care Cost Law
Affordable Care Act (ACA), also called "ObamaCare," requires most US citizens and legal residents to have health insurance. But it also allows you to buy health insurance at a lower cost with the help of the government. You know if you can get coverage under the Affordable Care Act.
Medical insurance for college plans
Students are often able to buy health care insurance through their colleges. To be eligible, you must be registered in a certain number of the credits.
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